A clear answer, in plain English.

• You're single, or a couple
• Your savings are mostly in an RRSP and a TFSA
• Your income will come from CPP, OAS, and your savings
• No business, no rental properties

• Will your money last to 95+ — and any years it might run short
• The best age to start CPP and OAS for your situation
• A simple, tax-smart order to draw down your accounts
• One headline answer, plus 2–3 concrete moves to make

Same engine the pros use — we just show the depth your situation needs. Outgrow this path? Switch tiers anytime; your numbers come with you.