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Complex & Wealth

Institutional-grade planning for complex estates.

Incorporated, multiple properties, large registered and non-registered portfolios, US exposure, a legacy to protect. This is the full engine — every lever, no guardrails.

This is for you if…

  • A business owner with a holding company
  • Rental or secondary properties to plan around
  • A large RRSP/RRIF facing OAS clawback and estate tax
  • Significant non-registered assets, estate and legacy goals

What you'll get

  • Holding-company dividend & Capital Dividend Account extraction
  • Capital gains timing and tax-loss harvesting
  • Estate tax-bomb mitigation and charitable / DAF planning
  • Full sandbox: property sales, stress tests, spousal integration
  • Everything in the Optimize My Family plan

Same engine the pros use — we just show the depth your situation needs. Outgrow this path? Switch tiers anytime; your numbers come with you.

Want a human in the loop?

Complex estates often warrant a second set of eyes. We can connect you with a fee-only fiduciary planner — no commissions, no product sales. Ask us after you build your blueprint.

Complex & Wealth

One-time payment. Lifetime access. No subscription.

$189CAD
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